I'll be sure to tell my wife you called her young. She's 44, but doesn't look it. We never had kids.
My cruising friends also have no insurance, and they've managed, but there's always that fear that something will happen. I'm not willing to give that up. My insurance paid out over $30K on me this last year, though I'm as healthy as I've ever been. When you're handicapped, you just gotta have it.
BTW: Laura's work can be seen at
www.griffithart.com and Charlie's boatbuilding site is at
www.harmonyboatworks.com
Boatbuiding is only part of what Charlie does.
See ya later. Gotta get back to work
Jeff
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