Hi Kim! Go for the camera! Ditch the photographers! You've done such a nice job on the photos of your daughter. I also got a Canon Digital Rebel for myself at Christmas time (based on recommendations from here) and can second Janel's opinion that it is very easy to learn. I also got the camera under pressure of an upcoming photo shoot since I had a commission for an older couple and I knew my little Digital Elph wouldn't capture the texture of their skin well. I'd recommend getting a remote trigger with whatever camera you get (and a tripod if you don't have one) so you don't have to worry about camera shake.
I can't get over how busy you've been!! I've got two little paintings I've been working on since early February, and they're both only halfway done... I'd blame the kids and their schedules --- but you're working around kids too! Do you ever sleep???! I'm feeling like a slackard!