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Thanks everyone for the great responses!
I did do a portrait about a year and a half ago where I was required to put the photographer's name on the painting under my own. That felt really weird, but that was part of the deal.
This truly is a collaboration and I very much respect the talent and skills required to create an excellent photograph.
The photographer in this case will not require his name on the painting, but in any print or reproduction, "Resource Photo by..." will be included. Wonderful deal. No fee. I'm very happy.
I am also very aware and proponant of signing releases. Get it all in writing! I used to publish a small newspaper for the pageant, talent and modeling industry and would constantly be running articles about copyright issues and releases.
As of yet, I have not been required to pay a fee for the use of a professional's image. They are usually more than thrilled with the compliment.
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