Thanks a lot, Lisa.
I made a few minor changes. I softened the furrowed brow and changed the shape of her mouth so she doesn't look so squinty. It really helped.
I also worked on my darker values, and sharpened up some of the edges that were too weak.
I'd post the results, but I'm having too much trouble getting a good image with my cheap digital camera. If it's sunny tomorrow, I'll try it again. Sooner or later I'll need to invest in a good camera. I suppose I'll have to start charging for portraits to justify the cost